We sensed a passion for beating “blooded” people out of the Demark jar. The affected depositors went into recovery mode. Although he no longer trusts anything, he has written a report to the police. Others will check if they are paid money from the Personal Deposit Guarantee Fund. Nina size of the outlet is surrounded by 200 thousand hryvnias. If the sum of pennies entrusted to the bank is greater than that, you will end up in court.
The locals are afraid that “Demark” may not be able to get the Fund’s pennies, they are not bereft. Recently, the international rating agency ZIAPS-AGKFROOGZ included the banking sector of Ukraine in the group of the most vulnerable. As of late, the financial institutions of Ukraine have been found to be non-payable; 17 banks are at the stage of liquidation. Ukraine's thriving financial sector, Svitovy Bank issued a loan worth $500 million on September 8. USA to supplement the Deposit Guarantee Fund.
As of today, there is no official information about the status of “Demark”. Perhaps, it is possible to explain the provisions of the Law on Banks and Banking Activities, which is why the decision of the NBU to classify the bank as problematic is a crime. Ale has already realized that depositors will not be able to withdraw their money any time soon.
What are you?
The head of the NBU department in the Chernihiv region, Leonid Voloshok, informed that the Demark bank should monitor all indicators in the category of problematic ones, and this information was transferred to the National Bank. If the decision to translate “Demark” is praised to the group of problematic ones, then within 180 days they may be resuscitated.
If during this hour the NBU recognizes the bank as non-payable, then time-hour administration will be introduced for three to six months. In this case, the mortgage will either be completely liquidated, or it will be bought by the investor, and will continue to function further.
While the hourly administration is in progress, compensation will be paid. The beginning of payments should be announced on the official website of the Fund or in the newspapers “Uryadovy Kurier” and “Voice of Ukraine”.
The law says that before the start of payments to depositors, there is no need to do anything - the bank, with its timely administration, generates the lists itself. On the one hand, Leonid Voloshok, confirming the supply, noting that there is no need to submit an application to the Fund for payment of fees. Ale, when he spoke before the deputies of the city, he said that so far only 8% of the victims have filed applications, and only 10% are needed. Therefore, for a successful legal process, the number of clients who have submitted financial claims in the form of written applications must reach 10%.
The head of the department of economical work and penny-credit transactions of the NBU department in the Chernihiv region, Nadiya Drigailo, still encourages depositors to write separate applications to “Demark”. Nowadays, the NBU considers that it is necessary to introduce a timely administration or not - the visibility of claims to which bank received from each client is important.
The procedure for payments by the Fund is laid out in more detail in the Law of Ukraine “On the Deposit Guarantee System”.
Таки шахраї?
The lack of official information has given rise to endless speculation about the causes of the Demark disaster. The board of directors of the bank confirms that “inspections carried out by NBU detectives did not reveal any violation of banking legislation by Demark.” Through this, they did not make any statements about the withdrawal and export of tens of millions of hryvnias to Russia.”
However, the results of the pre-trial investigation released by the investigator of the Ministry of Internal Affairs of Ukraine in the Chernihiv region “on the fact of illegal actions on the side of the villagers of one of the banks in Chernihiv region region”, talk about bed sores. The investigation became possible after the investigation into the special police department of the Department for Combating Organized Maliciousness of a kernel of one of the TOBs due to a statement about the shortage of their subsistence sum for the service. The hatch near the sickle was closed. Already after this, a small number of enterprises registered in various regions of the country were indemnified for the loss of services. Until the rightful owner, the pennies were not spent, but were taken by the bank officials.
Nina is concerned about the pre-trial investigation - to identify individuals who were accounted for before the cash grab and who suffered from the malign activities of the enterprise, as well as the details of the shahrair schemes, to protect the profits. It is now clear that their sum exceeds a million hryvnias.
While the investigation is ongoing, no one has the right to name specific data. It is clear that this is shakhraystvo (under Part 4 of Article 190 of the Criminal Code of Ukraine), carried out on a particularly large scale or by an organized group, which is punishable by a reduction of will on lines ranging from five to twelve years from confiscation of the lane.
Larisa Dobrinina, tizhnevik "Desnyanka" No. 38 (514)
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