Ingosstrakh Insurance Company's rebuttal regarding the publication "INGOSSTRAKH INSURANCE COMPANY IS RIPTING OFF ATO VICTIMS"

Ingosstrakh“Dear site administrators!
An article with the title “ was posted on your resource https://skelet.org/INGOSSTRAKH INSURANCE COMPANY IS RIPTING OFF ATO VICTIMS", with reference to the original source ORD
This article contains false information about the insurance company's activities, which tarnishes its business reputation and causes harm. The false information consists of the author's misinterpretation of the terms of the contractual relationship between the insurance company and the client, misleading readers with incorrect conclusions.
Furthermore, the author provides personally identifiable information and disseminates confidential medical information. However, the author fails to indicate in the article that the individual named in the article has consented to the publication of such information.
In essence, the Ingosstrakh Insurance Company states that it offers potential clients, directly or through its insurance agents, voluntary accident insurance. The key concepts in this case are "voluntary insurance" against "accidents."
"Voluntary insurance" means that this type of insurance is not mandatory. Anyone offered this type of insurance has the right to decline the offer without any consequences.
"Accident" insurance covers injuries sustained as a result of an event that causes harm to health. For example, if the policyholder falls and breaks their arm, this event will be considered an insured event, and the client will receive compensation. This type of insurance does not cover damage to health caused by illness, i.e., it is not considered illness insurance.
In the article, the author points out that citizen K. was diagnosed with liver cirrhosis due to hepatitis C. The insurance company classified this event as a medical condition, which, according to the terms of the insurance contract, is not included in the list of insured events.
Due to the provisions of the Law of Ukraine "On Insurance" regarding insurance confidentiality, IC "INGOSSTRAKH" does not have the right to comment on the situation regarding the specific situation indicated by the author without the client's permission.
We would also like to inform you that in 2015 alone, Ingosstrakh Insurance Company paid out UAH 5,9 million in insurance compensation to insured persons who died or were injured during the ATO, and in 2015 alone, UAH 71.5 million was paid out under this type of insurance.
In order to protect its rights and business reputation, the insurance company "INGOSSTRAKH" has sent a claim to the administrators of the website https://ord-ua.com/."
SKELET-info

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